Two Ways to Bet the Same Game
Flat betting means you wager the same amount every hand. If you bet $10, it’s $10 all the way through—win or lose.
Progressive betting changes your bet based on wins or losses. Win? Maybe you raise it. Lose? Maybe you double down.
Both aim to beat baccarat. But the risk and ride? Totally different.
Running the Numbers: Flat vs Progressive
We used the same setup for both: $500 starting bankroll, $10 base bet, and 100 hands.
The flat bettor stuck to $10 each time.
The progressive bettor doubled after every loss (classic Martingale).
The calculator did the math. Here’s what happened.
Charting the Chaos
The flat line? Steady. Sure, there were ups and downs, but it was like a slow walk uphill or downhill.
The progressive line? A wild roller coaster. Big climbs followed by sharp drops.
In one simulation, the progressive player lost six times in a row. That last bet? $640. Just to win back a bunch of $10s.
What the Calculator Taught Us
Flat Betting:
- Low risk, low stress
- Losses are slow and steady
- Great for long sessions
Progressive Betting:
- High risk, high reward (sometimes)
- Bankroll gets eaten fast on losing streaks
- Big wins feel amazing... if they come
The big thing? Volatility. Progressive systems swing hard.
Who Should Use What?
If you’re playing for fun and want your bankroll to last, flat betting is your friend. You’ll play longer and feel more in control.
If you're chasing thrill and don’t mind big swings, progressive betting might fit. Just be ready to reload fast.
One Game, Two Very Different Journeys
Flat and progressive betting aren’t just strategies—they’re two mindsets.
Flat betting is like driving the speed limit. Progressive betting? Pedal to the floor.
Same game. Same odds. But the ride? That’s where everything changes.